Origin isn't just another wholesale lender. We're a Non-QM command center built by brokers, for brokers—delivering depth, speed, and partnership where generalist lenders fall short.
Most wholesale shops offer Non-QM as a checkbox product. Origin built our entire business around it. Here's what that means for your pipeline.
Typical wholesale shop
Non-QM command center
3-5 basic Non-QM products, outsourced underwriting, limited flexibility on edge cases
Full Non-QM suite: Bank Statement (12/24mo), P&L Only, Asset Depletion, 1099, ITIN, Foreign National—all underwritten in-house by true Non-QM veterans
Scenario desk: 24-48 hours. Disclosures: 3-5 days. Underwriting: 5-7 days. CTC: 30-45 days typical
Scenario desk: Same day (often hours). Disclosures: 24 hours. Underwriting: 48 hours. CTC: Consistent 21-day average
1.0+ DSCR only, no STRs, limited LLC options, restrictive overlays on property type
0.75 DSCR minimum, STR-friendly, LLC eligible, 1-8 units, IO options, cash-out to 75% LTV, flexible property types
Rotating call center, generic AE assigned to 200+ brokers, limited escalation paths
Direct line to Jonathan Guida and leadership team. True partnership: structuring calls, co-marketing, escalations handled personally
Checkbox underwriting, heavy overlays, rigid guidelines, frequent last-minute conditions
28+ years of Non-QM leadership. Our underwriters wrote the playbook. Flexible, common-sense approach to unconventional income
Non-QM + agency basics. Niche products (Reverse, Jumbo, VA) sent elsewhere = lost revenue
100+ programs: Non-QM, DSCR, FHA, VA, Conventional, Jumbo, Reverse. One-stop shop = broker keeps every deal
Real feedback from wholesale brokers who've made the switch to Origin.
"[PLACEHOLDER: Broker testimonial about Non-QM expertise, speed, or partnership quality. 2-3 sentences highlighting specific value Origin delivered on a complex deal.]"
"[PLACEHOLDER: Broker testimonial about DSCR flexibility, closing speed, or AE responsiveness. 2-3 sentences with specific metrics or outcome if possible.]"
"[PLACEHOLDER: Broker testimonial about breadth of product menu, ability to keep all deals in-house, or underwriting common sense. 2-3 sentences.]"
Join hundreds of wholesale brokers who've made Origin their Non-QM command center. Submit your first scenario or start the partnership process today.
Questions? Call 800-622-7225 or email [email protected]